Understanding your IDR Wallet on oke88
Your IDR Wallet is your account balance on oke88, displayed in Indonesian Rupiah. Every transaction—deposits, withdrawals, game winnings, and wager losses—flows through this wallet. We do not convert your funds to other currencies; everything stays in IDR from the moment you deposit until you withdraw.
The wallet balance appears prominently on your oke88 home screen. On mobile, tap the balance display to see a detailed breakdown: total available funds, pending deposits, pending withdrawals, and reserved amounts (funds locked in active wagers). This transparency lets you understand exactly where your money is at any moment.
We record every transaction in your wallet history. Tap "Transaction History" to review deposits, withdrawals, game results, and any adjustments. Each entry shows the date, time, transaction type, amount, and your balance after that transaction. This history is permanent; you can review transactions from months or years ago.
Your wallet balance is always available for withdrawal, except for amounts reserved in active wagers. Once a wager settles (the game ends or the draw closes), those funds become available again. If you lose a wager, the amount is deducted from your wallet. If you win, the winnings are added.
Depositing funds into your IDR Wallet
We accept six payment methods to fund your IDR Wallet. Each method credits your wallet in IDR with no currency conversion or hidden fees.
- DANA: Open your e-wallet app, scan our QR code, and confirm the transfer. Credit arrives in seconds.
- mobile banking: Tap the local payment option in oke88, confirm in your online payment app, and your wallet updates instantly.
- e-wallet: Integrated with Gojek; one tap from oke88 redirects to mobile banking for confirmation.
- local payment: Available through your Shopee account; no separate authentication required.
- online payment: Our platform redirects to e-wallet's secure gateway to complete your deposit.
- Bank transfer: Direct transfer to our virtual accounts with mobile banking, local payment, online payment, or e-wallet. Settles within one to two hours during business hours.
To deposit, log into oke88 on your mobile device, tap the Deposit button, select your payment method, and follow the on-screen instructions. E-wallet deposits settle within seconds. Bank transfers typically process within one to two hours. We do not charge deposit fees; your bank or e-wallet may apply standard transaction costs.
Deposits during holidays may take longer
Bank transfers during Idul Fitri, Idul Adha, or Imlek may queue until the next business day. E-wallet deposits typically process regardless of holidays.
Using your IDR Wallet to place wagers
Once funds are in your IDR Wallet, you can use them immediately to place wagers on Liga 1 matches, Piala AFF fixtures, live-dealer tables, slot games, or esports markets. When you place a wager, the amount is reserved from your available balance. Your wallet shows this reserved amount separately so you know how much is locked in active wagers.
If your wager wins, the winnings are added to your wallet. If it loses, the amount is deducted. Either way, the transaction settles instantly and your balance updates in real time. You can view the result in your transaction history immediately after settlement.

Withdrawing funds from your IDR Wallet
You can withdraw any available balance from your IDR Wallet at any time. To initiate a withdrawal, tap the Withdraw button in your wallet, select your target payment method, and enter the amount. We return your funds to the same payment method you used to deposit. If you funded via mobile banking, your withdrawal goes to local payment. If you used a bank transfer, the refund credits your bank account.
Withdrawals go through a standard review process to confirm your account activity complies with our fraud-prevention standards. This review typically takes one to five business days. During review, your funds remain in your IDR Wallet; you cannot withdraw them or place new wagers until the review completes and we process the payout.
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1
Request withdrawalStep 1
Tap Withdraw, select your payment method, and enter the amount. Confirm your request.
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2
Review periodStep 2
Our compliance team reviews your account activity. This typically takes one to five business days.
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3
Funds transferredStep 3
Once approved, we transfer your funds to your payment method. You receive a confirmation notification.
IDR Wallet security and account protection
Your IDR Wallet is protected by multiple security layers. All data transmitted between your mobile device and our servers is encrypted using SSL. Your password is stored in hashed format—we cannot see your actual password. Your payment information is tokenised, meaning we never store full card or bank details.
We offer optional two-factor authentication (2FA) to add an extra security layer. If you enable 2FA, you receive a time-based code via SMS or email each time you log in from a new device. This prevents unauthorised access even if someone obtains your password. To enable 2FA, visit your account settings, select Security, and follow the pairing instructions.
If you suspect unauthorised access to your IDR Wallet, reset your password immediately by tapping "Forgot Password" on the login screen. We send a reset link to your registered email. Click the link, create a new password, and log in. Your old password becomes invalid instantly. If you need immediate assistance, contact our support team via in-app chat or email.
We also monitor your wallet for suspicious activity. If we detect unusual patterns—such as login attempts from multiple countries within hours, rapid withdrawal requests, or transactions that deviate from your historical behaviour—we flag your account for manual review or request additional verification before processing sensitive transactions.

